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George- In the coming year, John Conover and I will be working on an anti-predatory lending consumer education program -- and bus ads might be an appropriate venue for publicizing this initiative. It seems like CTS is missing a real opportunity to include non-profit service providers in this commercial venture (even if they want to guard against the creation of a "public forum"). It seems odd that the check cashing companies will be able to buy space to offer loans at exorbitant APR's - while we will be precluded from crafting messages to encourage consumers to make responsible loan decisions??!! Alex Gulotta, Executive Director (electronic mail, January 15, 2003)
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